In 2025, major U.S. stock indices posted double-digit gains while gold and silver hit multiple record highs, yet many cryptocurrencies are set to finish the year negative. According to analysts at the Kobeissi Letter, 2026 could be even stronger for investors amid further Fed rate cuts, mass deregulation and an AI investment boom, with Trump advocating 1% interest rates and stimulus checks. If these macro trends persist and borrowing costs fall, risk-on assets such as bitcoin and altcoins could see renewed interest after their mixed performance in 2025.

Throughout 2025, gold and silver have logged record-breaking gains while Bitcoin heads toward the year's close with a slight loss. Gold climbed from about $2,610/oz to a new peak of $4,550, and silver jumped from $29 to nearly $80, whereas BTC fell back below $90,000 after hitting $126,000 in October. Analysts now debate whether Bitcoin can catch up in 2026, pointing to past cycles where the cryptocurrency rallied after precious metals peaked.

By late 2025, XRP has dropped from a mid-July all‑time high of $3.65 to trade under a critical $1.90 level, after losing about 25% since the first spot XRP ETF launched in mid‑November. Several AI tools highlight supports near $1.70–$1.75 and warn of potential moves toward $1.60–$1.50 if selling continues. They note that only a decisive recovery above $1.90 and possibly $2.00–$2.20 would improve the short‑term picture, while current market conditions and Bitcoin’s behavior keep the near‑term outlook cautious.

On December 26, 2025, Ali Martinez reported that Dogecoin whales sold 150 million DOGE over the past five days, while the token trades just above $0.12 and is down 7% week-on-week and 20% month-on-month. A month after GDOG and BWOW launched, SoSoValue shows total net inflows just over $2 million, with no recorded activity since December 10.

Bitcoin's price recovery toward $90,000 stalled after a rapid rejection pushed it down to around $86,500, leaving it 1.5% lower on the day and its market capitalization under $1.750 trillion. Zcash gained more than 13% to move above $500, while RAIN's roughly 10% advance brought it near $0.008, as the total crypto market value stayed above $3 trillion despite a $40 billion pullback from the recent peak.

Bitcoin set a new all‑time high above $126,000 in early October 2025, then slid after the October 10 crash with roughly $19 billion in liquidations. Since then, BTC has fallen over 30% and sits below $90,000. Ali Martinez’s cycle framework suggests a 364‑day bear phase with a potential October 2026 bottom near $37,500.

After launching in Q1 and trading near $3.00 at the end of February, PI fell over 94% to a $0.172 low in early October before stabilizing above $0.20 for the past couple of months. AI assessments say a hold could see $0.22-$0.24 tested, while a break risks revisiting the all-time low into the final week of 2025.

As 2025 draws to a close, XRP trades below $1.90 after peaking at $3.65 in mid-July, despite spot XRP ETFs debuting in mid-November. ChatGPT suggests reclaiming $2.20 and holding above $2.50, translating ETF inflows into market impact, sharpening narratives, and boosting on‑chain utility to target $3.00–$3.20 into Christmas 2026.

XRP fell under $1.90 and closed below that level yesterday after losing the $2.00 support earlier this month and briefly dipping under $1.80. The token was around $1.87 after rebounding from an intraday low of $1.83, while analyst Ali Martinez on December 24, 2025 warned that $1.10 could come into focus.