Digital asset investment products logged $2.17 billion of net inflows last week, the biggest weekly figure since October 2025, with the U.S. contributing $2.05 billion. Flows flipped on Friday with $378 million of outflows. By asset, Bitcoin took in $1.55 billion and Ethereum $496 million, while Solana added $45.5 million and blockchain equities drew $72.6 million.

On January 15, 2026, Interactive Brokers launched 24/7 stablecoin funding for eligible brokerage accounts, starting with USDC and enabling near‑instant deposits to trade across 170 markets. Clients move funds via partner zerohash, which auto‑converts to USD; IB charges no deposit fee, while zerohash applies a 0.30% conversion fee with a $1 minimum. Support for Ripple Coin (RLUSD) and PayPal's PYUSD is planned next week.

On January 15, 2026, X revised its developer API to prohibit apps that financially reward posting, announced by Head of Product Nikita Bier. Kaito's KAITO token fell over 20%, sliding from $0.70 to $0.56, while COOKIE and LOUD also declined and the InfoFi sector's market value dropped 11.5%. X said affected developers can transition to Threads or Bluesky; KAITO was $0.57 at press time.

On January 14, 2026, Oobit announced native Phantom Wallet support for real-world crypto payments at Visa-enabled merchants, live in 80+ countries. The integration lets 15M Phantom users pay directly from self-custodied wallets without pre-funding or bridging, with Oobit's DePay layer converting crypto to local currency at the point of sale.

Vitalik Buterin outlines three structural issues he believes still undermine decentralized stablecoins: dependence on USD-based price pegs, vulnerability of oracle systems, and conflicts created by staking yields when used as collateral. He argues that long-term resilience will require new reference indexes, more robust oracle designs, and mechanisms that balance staking returns with stablecoin usability and risk management.

Vitalik Buterin argues that Ethereum should concentrate on increasing bandwidth rather than reducing latency, as physical and decentralization limits constrain how fast consensus can operate. He sees the base layer as a global coordination system, leaving sub-second applications to Layer 2 solutions supported by technologies like PeerDAS and zero-knowledge proofs. Ethereum’s network remains constrained by consumer hardware, while its price currently tests the $3,020–$3,050 support zone after losing a key technical level.

Global digital asset investment products recorded $47.2 billion in inflows in 2025, narrowly below the $48.7 billion peak set in 2024, while the first week of 2026 ended with $582 million of net inflows. Bitcoin's annual inflows declined 35% to $26.9 billion as capital shifted toward Ethereum, XRP, Solana, and select regional markets such as Germany and Canada. Analysts indicate that diversified, sustainable flows across regions and asset types are likely to play a key role in shaping the next phase of digital asset market development.

On December 22, 2025, JPMorgan Chase began evaluating institutional cryptocurrency trading, with potential spot and derivatives offerings under review. The bank is in an early exploratory phase, assessing compliance, operations, and risk, amid rising client demand and expanding competitor services.

SEC Chair Paul Atkins, speaking at an SEC Crypto Task Force roundtable, warned that expanding government oversight could turn blockchain and crypto systems into a financial surveillance tool. He argued that treating every wallet as a broker and every transaction as reportable risks creating a financial panopticon, and called for a regulatory framework that protects lawful activity and individual privacy while still allowing innovation.