On December 28, 2025, a widely shared XRP wealth distribution chart prompted debate over ownership concentration and whether retail buyers are being priced out. The shared data say over 6 million addresses hold 500 XRP or less, while one post noted 1,000 XRP now costs about $1,750 versus $500 just over a year earlier; others cited roughly 16B XRP on exchanges and Bitcoin influence on market direction.

A vulnerability in Trust Wallet's browser extension version 2.68 led to nearly $6 million in crypto losses across Bitcoin, Ethereum, and Solana on December 24–25, 2025. Trust Wallet has confirmed the issue, urged users to stop using v2.68, and instructed them to upgrade to version 2.69 while its team investigates and contacts affected users.

Bitcoin is trading sideways after a low‑activity weekend, slipping under the key $90k mark with a decline of more than 1% in the past 24 hours. The price is fluctuating between support at $78,960–$83,130 and resistance at $92,588–$101,570, with analysts suggesting this range could persist through late December and into early January. A decisive move above $93,550 or below $86,000 may signal whether buyers regain control or a deeper corrective phase is starting.

Interest in XRP exchange traded funds has intensified after Cboe approved a 21Shares XRP ETF under the XR ticker, expanding institutional routes into the token. Ripple CEO Brad Garlinghouse noted that XRP ETFs gathered $1 billion in assets in about 17 days, and analyst Mickle believes that, if inflow trends hold, ETF holdings could grow to $10 billion within a year. He argues that easier brokerage access, growing XRP Ledger functionality, and shifting market cycles are pushing XRP further into an institutionally driven phase.

Bitcoin fell below $90,000 on Friday amid over $200 million in leveraged long position liquidations. The decline followed multiple failed attempts to break resistance between $92,000 and $94,000 earlier in the week. Market volatility surged as fear indicators climbed across major trading platforms.

Bitcoin is testing a key resistance range between $92,734 and $101,156 following last week's recovery from near $83,000. The 55-week exponential moving average at approximately $98,300 was breached for the first time this cycle during the recent correction. The decline of roughly 35–36% aligns with historical drawdowns of 30 to 35 percent when this moving average has been broken.

Bitcoin, Ethereum, XRP, and Solana have rallied following recent sharp declines, recovering from oversold conditions and testing critical support zones. Gareth Soloway, Chief Market Strategist at VerifiedInvesting.com, has identified specific price targets for each asset. The analysis examines whether the current bounce represents a sustainable reversal or temporary relief rally amid broader market uncertainty.

Two major asset managers have introduced XRP exchange-traded funds, with XRP trading near $2.08 and posting a 3% gain in 24 hours. Franklin Templeton, managing over $1.5 trillion in assets, is expected to begin with modest seed capital while attracting significant investor inflows during the opening phase.

Franklin Templeton will launch its XRP exchange-traded fund, EZRP, on the CBOE tomorrow. The asset manager oversees approximately $1.5 trillion. XRP currently trades near $2.23, with analysts watching support at $2.10 and resistance at $2.40.