Q1. What card benefits does BingX Card offer?
Virtual card:
  • No application fee, no annual fee for life.
  • 2% cashback on spending (up to $50 per month), cashback credited instantly.
  • Supports Apple Pay & Google Pay.
Metal card:
  • No application fee, no annual fee for life, no shipping fee 
  • 5% cashback on spending (up to $120 per month).
  • The first $200 in ATM withdrawals each month is fee-free.
  • Supports Apple Pay & Google Pay.
 
Q2. What exclusive benefits are available for applying during the reservation period?
In addition to the official benefits, users who successfully apply for a card during the reservation period can enjoy the following three limited-time benefits:
  • Benefit 1: Extra +1% cashback on spending. This adds an extra 1% on top of the official cashback rate, giving virtual card users up to 3% cashback and metal card users up to 6% cashback.
  • Benefit 2: $5 spending gift. Users who reserve a BingX Card can earn a 5 USDT cash reward after reaching 20 USDT in cumulative spending.
  • Benefit 3: VIP limited-time 100% cashback on spending. Users at VIP 1 or above can reserve a virtual card, and users at VIP 3 or above can reserve a metal card. Eligible users who successfully reserve and activate their card can get 100% cashback on spending. For virtual cards, the first 10 users get up to 50 USDT back, and the remaining users get up to 20 USDT back. For metal cards, the first 50 users get up to 600 USDT back, and the remaining users get up to 100 USDT back.
Once the reservation period ends, the exclusive benefits will stop, but the official benefits remain valid. Rewards will be sent to your account in USDT. Please check your account.
 
Q3. What are the cashback rules for BingX Card?
Every valid purchase earns a cashback reward, credited instantly with no waiting.
  • Virtual card: 2% cashback on spending, up to $50 cashback per month.
  • Metal card: 5% cashback on spending, up to $120 cashback per month.
 
Q4. In what form is cashback paid out?
Cashback is paid out in USDT to your BingX Fund Account. You can use the cashback directly for your next purchase or use it freely.
 
Q5. How is cashback handled for refunds or canceled transactions?
  • Refunds, cancellations, chargebacks, and other invalid spending amounts do not count toward accumulated spending or cashback calculations.
  • If a refund reduces the actual valid spending amount for a transaction, the cashback already paid out may be reclaimed accordingly.
  • Transaction refunds do not incur any additional fees (no extra charge for refunds).
Q6. What fees apply when using BingX Card?

Fee item Description
Transaction fee 1.50%
Metal card shipping fee Free (originally $30)
Metal card ATM withdrawal fee Free for the first $200 each month, then 2% per withdrawal thereafter
Application fee Free
Annual fee / monthly fee / card cancellation fee None
Dormancy / inactivity fee None
Q7. What is the spending limit for BingX Card?
  • Per transaction / per day: $10,000
  • Per month: $30,000
 
Q8. What is the ATM withdrawal limit for BingX Card?
  • Per day: $500 (up to 5 times)
  • Monthly: $5,000
 
Q9. Is there a fee to apply for BingX Card?
  • Virtual card application fee: Free
  • Metal card application fee: Free
  • Metal card shipping fee: Free
Q10. Does BingX Card have an annual fee or monthly fee?
No. BingX Card has no annual fee, no monthly fee, no dormancy/inactivity fee, no card cancellation fee, and no hidden fees of any kind.