On January 21, Bitcoin ETFs registered net withdrawals exceeding $700 million, while Ethereum funds saw about $287 million in outflows. In contrast, Solana and XRP-linked products posted modest net inflows, signaling rotation toward specific structures like lower fees or staking support rather than a broad exit.

On 22 January 2026, Vitalik Buterin set out a long‑term vision for online communication and said he will shift more of his activity to decentralized social media in 2026. In a post on X, he noted he already reads and posts via Firefly.social across Lens, Farcaster, and Bluesky, and criticized token‑based social models for rewarding popularity over quality.

On 22 January 2026, White House crypto adviser David Sacks argued in Davos that banks and crypto firms could eventually operate within a single digital asset framework once US market structure legislation is passed. He highlighted the dispute over interest-bearing stablecoins as the central obstacle to the CLARITY Act, urging crypto companies to accept near-term compromises to secure regulatory clarity. Sacks also suggested that banks' current opposition to stablecoin yield may reverse if they begin issuing such assets themselves.

On 22 January 2026 at 08:30, Ripple unveiled a partnership with DXC Technology to link its XRP and RLUSD payments to the Hogan core banking platform. Banks using Hogan can add blockchain payments, custody and tokenization without replacing existing systems, with transactions expected to settle on the XRP Ledger.

On 22 January 2026, Elliptic reported that Iran's central bank amassed at least $507 million in USDT through a web of crypto wallets outside regular banking channels. The flows initially passed through local exchange Nobitex, then shifted to cross-chain and decentralized routes after a 2025 hack, with part of the funds later frozen on-chain. The pattern suggests USDT may have been used both to support the rial and to preserve access to dollar value under sanctions.

On 21 January 2026 at the World Economic Forum in Davos, Donald Trump said comprehensive US crypto legislation could reach his desk and made its passage a priority. Progress in Congress has been slowed by disputes over stablecoin rewards, with Coinbase withdrawing support and a Senate committee delaying a vote. Officials and industry leaders are urging compromise to keep momentum intact.

On 21 January 2026, Patrick Witt, executive director of the President's Council of Advisors for Digital Assets, urged the U.S. crypto sector to accept trade-offs and advance a market structure bill. He cautioned that waiting for a perfect statute could lead to tougher, crisis-era rules later and said the present political alignment offers a rare chance to shape outcomes.

On January 21, 2026, Binance listed Ripple's RLUSD, extending the stablecoin's distribution to one of the largest crypto exchanges. Ripple said RLUSD is currently supported on Ethereum, with XRP Ledger integration planned, and CEO Brad Garlinghouse welcomed the listing as supportive for liquidity and adoption.

On 21 January 2026, Delaware Life Insurance Company introduced a fixed index annuity option that adds the BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index to its lineup. The product blends U.S. equities with Bitcoin exposure via the iShares Bitcoin Trust ETF while targeting a 12% volatility level and preserving principal. The index is offered within the Momentum Growth, Momentum Growth Plus, and DualTrack Income annuities, extending Bitcoin-linked growth features to retirement planning products.