On 16 January 2026, Bank of America CEO Brian Moynihan warned that authorizing yield on stablecoins could drain deposits from US banks and erode lending capacity. According to studies cited by the US Treasury, potential outflows could reach several trillion dollars, with small and mid-sized businesses most exposed as credit tightens while the Senate debates the CLARITY Act.

On January 15, 2026, Glassnode said Ethereum is drawing a wave of first-time users, with month-over-month activity retention in the "New" cohort sharply higher. New active addresses rose from just over 4 million to around 8 million in the past month, and daily transactions reached a record 2.8 million amid lower fees and all-time-high stablecoin activity.

Recent posts on X have fueled claims that XRP is in a "super cycle," with figures like YoungHoon Kim reiterating this view, while analyst Ali Martinez's weekly chart instead highlights a SuperTrend sell signal. The technical indicator flipped from bullish to bearish near the end of 2025 and has kept XRP under its trendline, even as the token's price slipped 2% to $2.07 over the past week and Solana registered a fresh bullish SuperTrend shift.

On January 15, 2026, X head of product Nikita Bier said XRP is one of only three cryptocurrencies among the platform's most-searched cashtags, alongside Bitcoin and Ethereum. Tesla (TSLA), GameStop (GME) and Bitcoin Mining (IREN) also rank among leading tickers. CoinGecko data showed XRP fell more than 3% over the past week while Bitcoin gained roughly 5%.

On Thursday, South Korea's National Assembly approved amendments to the Capital Markets Act and Electronic Securities Act to legalize the issuance and trading of tokenized securities, with the laws set to take effect in January 2027. The new framework enables blockchain-based securities to be issued on distributed ledgers and traded via licensed intermediaries, while regulators prepare supporting infrastructure and market participants position for growth in a sector projected to reach trillions of dollars globally.

Solana (SOL) slipped below $145 on the hourly chart after failing to hold $146, with a trendline support near $141 and buyers eyeing the $140 area. Resistance sits at $144, $146 and $148; a close above $148 could target $155 and $162. A drop under $140 risks $132 and $124.

According to ValidatorQueue, staked ETH has risen to nearly 36 million—about 30% of circulating supply—valued at over $119 billion. Since early January, totals increased from 35.5 million while ETH fell more than 30% since August; reports indicate a zero unstaking queue and a 2.5 million ETH staking queue. On January 14, 2026, Vitalik Buterin urged builders to ship real apps.

Glassnode said on Thursday that Ethereum's month-over-month activity retention climbed from a little over 4 million to about 8 million addresses. Etherscan logged more than 1 million active addresses on Jan. 15, while daily transactions hit a 2.8 million all-time high alongside surging stablecoin use and falling fees.