U.S. homebuilder Megatel Homes plans to introduce its MegPrime crypto rewards platform after receiving a no-action letter from the Securities and Exchange Commission. The program will use MP Tokens to reward renters and homeowners, including potential rent cashback toward future home purchases and mortgage rates below market averages.

Megatel Homes, a private homebuilder based in Dallas, has introduced a crypto payments and rewards token called MegPrime after receiving a no-action letter from the U.S. Securities and Exchange Commission. The token is positioned for everyday payments rather than as an investment, with users able to earn up to 20% back in rewards and, for renters, potentially apply up to $25,000 of past rent toward a future home purchase.

On January 14, 2026, California's Department of Financial Protection and Innovation fined Nexo $500,000 for issuing unlicensed crypto-backed loans. The agency found at least 5,456 residents received loans without a state license and ordered all California customer funds moved to a licensed U.S. affiliate within 150 days.

On January 15, 2026, State Street announced a new Digital Asset Platform designed to support tokenized products for institutional clients, including money market funds, ETFs, tokenized assets and cash instruments such as tokenized deposits and stablecoins. The infrastructure aims to bridge traditional and digital finance across private and public permissioned blockchains as the firm projects that 10% to 24% of institutional investments could be executed via tokenized instruments by 2030.

X's head of product Nikita Bier said on Thursday the platform will block apps that pay users to post and revoke their API access, prompting Kaito to end "Yaps" and Cookie DAO to wind down "Snaps". KAITO fell 17.7% to $0.57 and COOKIE dropped 15.5% to $0.038, while the InfoFi market cap declined 13%.

Uniswap has gone live on OKX's X Layer, an Ethereum layer-2 network launched in 2024, where it will function as the chain's preferred decentralized exchange. The integration connects X Layer users to Uniswap's token pairs and liquidity pools at layer-2 transaction costs, with no additional fees from Uniswap Labs, and forms a key part of OKX's phase-two DeFi rollout strategy.

On 16 January 2026, the Bank of Russia proposed expanded reporting rules requiring banks to disclose detailed information on cross‑border transactions, including crypto activity. The draft would separate buys, sells, and transfers of digital currencies and seeks to reflect such flows in the balance of payments ahead of broader market regulation expected this year.

On January 15, 2026, State Street Corporation announced a Digital Asset Platform built to support tokenized products such as ETFs, money market funds and regulated stablecoins. The infrastructure aims to offer institutional clients wallet management, custody and cross‑jurisdiction access on both public permissioned and private blockchains. The bank is also backing a tokenized private liquidity fund with Galaxy Asset Management that will use PYUSD and initially launch on Solana before expanding to other networks.