US Crypto: IRS Staking Tax Push and Fed's Payment Account Plan, Dec 22–23, 2025

On December 22, 2025, 18 US House lawmakers pressed the IRS to revisit staking reward taxation, while the Federal Reserve sought public comment on a new limited-use "payment account" with a 45-day window. On December 23, 2025, the SEC charged alleged fake crypto platforms and AI clubs over a $14 million retail fraud, and Arizona lawmakers advanced crypto tax exemption bills.