US Regulators Move to Integrate Crypto Into Mainstream Finance in 2025

On 28 December 2025, US regulators were described as shifting from treating crypto as an outlier to formally integrating it into the financial system. Authorities are increasingly framing Bitcoin and Ethereum as collateral, while granting select crypto firms conditional federal banking access and tightening standards for stablecoins. This policy evolution coincides with Bitcoin's volatile but ultimately record-setting price performance in 2025.