XRP 2025 return: value of a $1,000 investment from early January to December 27

According to the latest price data on December 27, 2025, XRP was trading at $1.85, down 11% since the start of the year. Based on this move from roughly $2.08, a $1,000 position opened in early January 2025 would now be worth about $890, implying an unrealized loss of around $110 before fees or taxes. This negative performance comes despite major developments in 2025, including the resolution of Ripple's SEC case, new institutional initiatives and spot XRP ETFs in certain markets.