Ripple's XRP Valuation Debate: Market Cap, SWIFT Share and XRPL Growth Through 2030
According to the article, XRP held the #3 spot among non-stablecoin cryptocurrencies by market capitalization as of mid-December, with its network originally launched in June 2012 to facilitate large international transfers. The author compares a potential 20x upside to Bitcoin's peak market cap and explores projections that XRP could capture 14% of SWIFT's $150 trillion payments volume by 2030, alongside surging activity on the XRP Ledger as a smart contract platform.