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OCC Finalizes GENIUS Act Stablecoin Rule With January 18, 2027 Effective Date

The OCC finalized a rule implementing GENIUS Act provisions for stablecoin issuers it supervises, effective January 18, 2027. It covers permitted payment stablecoin issuers, certain foreign issuers and some custody work at OCC-supervised institutions, with standards for reserves, redemption and risk management. BSA, AML and sanctions rules remain for separate Treasury-coordinated rulemaking.
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