BREAKING: Fannie Mae poised to recognize crypto holdings as mortgage collateral, WSJ reports

Fannie Mae is preparing to formally accept crypto-backed mortgages, according to The Wall Street Journal. The step follows a June 2025 directive from the Federal Housing Finance Agency (FHFA) instructing both Fannie Mae and Freddie Mac to incorporate verified crypto holdings into mortgage risk assessments. Under the planned approach, cryptocurrency held on U.S.-regulated exchanges could be counted toward borrower reserves without being liquidated into U.S. dollars.