Sensor Tower's State of Mobile 2026 report shows that global consumer spending on non-game mobile apps surpassed game apps in 2025, marking the first time this has happened worldwide. Total app spending reached about $85 billion, up 21% from 2024, with generative AI driving $5 billion in in-app purchase revenue as AI assistants like ChatGPT, Google Gemini, and DeepSeek dominated downloads and engagement.

As of January 21, 2026, XRP is trading close to $1.95, having bounced from support around $1.70–$1.75 while remaining below resistance near $2.31. The price is still in a broader corrective phase, but shrinking exchange inflows, neutral funding rates, and steady network activity point to fading sell pressure and a potential shift into consolidation. A daily close above the $2.20–$2.30 range could reopen $2.60, whereas a break below $1.75 would highlight deeper support near $1.60.

On January 21, 2026, Ripple CEO Brad Garlinghouse told CNBC at the World Economic Forum in Davos that the crypto market could set new all‑time highs this year. XRP traded near $1.90 as analysts highlighted institutional interest and a falling‑wedge breakout, with levels at $2.50 and a potential $5 target under discussion.

Donald Trump announced that he will not proceed with tariffs that had been scheduled for February 1, tying the move to progress on a prospective deal involving Greenland and the wider Arctic region. Following his comments, Bitcoin's price rapidly moved between $87K and $90K within hours, and liquidations surged to about $1 billion, marking a 40% jump over the last 24 hours.

During a CNBC Squawk Box interview at the World Economic Forum in Davos, White House crypto czar David Sacks said banks and crypto firms will eventually operate as a single digital asset industry once Congress approves the CLARITY Act. He argued that disputes over whether stablecoin issuers can offer yield are the main obstacle in the US Senate and urged both banks and crypto companies to compromise to secure a broader market structure framework. Sacks cited the GENIUS Act as a precedent and stressed that yield is already embedded in existing legislation, even as Coinbase and major banks clash over the bill's current form.

Ripple CEO Brad Garlinghouse has told CNBC he is willing to go on record with a forecast that Bitcoin and the broader cryptocurrency market will set new all-time highs in 2026. He pointed to supportive regulation and growing institutional participation as key drivers, even after Bitcoin slipped below the $90,000 mark. XRP began 2026 near $1.85, briefly spiked toward $2.40 in early January, then retreated back to its yearly open by Jan. 20.

PEPE is entering a key reversal phase, with analyst "The Composite Trader" describing the recent price structure as a controlled process designed to flush out bearish positions after an unsustainable early-year rally. His chart shows PEPE falling nearly 50% since late 2025, then correcting about 33.21% as price returns toward the yearly open, while another analyst, Davie Satoshi, warns of further downside if Bitcoin drops to $85,000 or $75,000. Despite the bearish setup, both suggest PEPE could eventually stage a sharp recovery once accumulation and bullish confirmation signals appear.

Bank of Italy Governor Fabio Panetta told Italy's banking association in Milan on Wednesday that commercial banks must turn their money into digital tokens to stay competitive as stablecoins expand under strong U.S. policy backing. He argued that both central bank and commercial bank money must become fully digital, warning that dollar-denominated stablecoins now control nearly the entire $300 billion global market while euro-backed versions remain marginal.