The Neo Council met online to debate a proposal for creating a five-member Strategy and Treasury Board that would streamline decision-making and address ongoing governance and execution challenges. The proposed board would be elected by the Council, hold budget and strategy authority, and reduce the effective voting threshold from 11 of 21 Council members to three of five board members while preserving veto and removal powers for the wider Council. Participants, including core developers and ecosystem contributors, discussed incentive realignment, representation, and implementation paths, and agreed to continue refining the idea ahead of a follow-up meeting expected in about one month.

On January 26, 2026, Lemonade will roll out its "Lemonade Autonomous Car" insurance in Arizona, offering a 50% discount on per-mile pricing when Tesla's Full Self-Driving (FSD) is active, with Oregon to follow in February. The product is built on a direct technical integration with Tesla that feeds real-time vehicle and software data into Lemonade's risk models, which the insurer says shows FSD-enabled miles are markedly safer and could lead to further rate cuts after future software updates.

Ethereum has wiped out roughly a month of gains after falling under the $3,000 mark, putting its recent recovery structure at risk. Shiba Inu's persistent downtrend is losing momentum as selling volume thins out, while Bitcoin trades on a critical support zone that could define its next short- to midterm move. Market conditions show compressed volatility and weakening bearish pressure, leaving buyers and sellers in a fragile balance.

Ethereum's price has dropped to about $2,964 amid broader crypto market weakness tied to recent U.S. tariff moves under President Trump and rising risk-off sentiment. While retail traders appear to be selling, large investors such as Trend Research and another whale have bought more than 44,000 ETH through Aave and OTC desks, committing over $130 million. This accumulation around the $2,900–$3,000 range relies partly on leverage and could face liquidation if ETH slides toward $2,500–$2,600.

XRP has been the strongest performer among the top five cryptocurrencies since the start of the year, adding about 3% while Bitcoin and Ethereum have struggled. Its price is now approaching the $1.50 support area after a failed breakout from a falling wedge, with some traders eyeing upside targets at $2.50, $3.50 and $5 if momentum improves. Alongside this, pending U.S. legislation and steady inflows into XRP ETFs have strengthened the token's institutional narrative.

By early 2026, Elon Musk's Grok AI issued bullish projections for XRP, Solana and PEPE, linking potential upside to an extended crypto bull cycle and clearer U.S. regulation. The model suggests XRP could climb from about $1.90 toward $27.52, Solana from roughly $130 to $1,200 and PEPE from around $0.0000051 to approximately $0.000025 in a favorable scenario. Alongside these forecasts, meme token Maxi Doge has drawn attention in January through a presale that has raised over $4.5 million at a token price of $0.0002795 with up to 69% APY staking rewards.

Chainlink has introduced 24/5 U.S. Equities Streams that bring major stocks and ETFs on-chain for continuous trading and DeFi use cases. The system converts fragmented U.S. equity data into cryptographically signed, sub-second feeds, covering regular, pre-market, post-market, and overnight sessions. Several exchanges and DeFi platforms have already integrated the service to power RWA markets and equity derivatives.

At the World Economic Forum in Davos, Coinbase CEO Brian Armstrong brought Bitcoin into formal policy debate. On January 21, 2026, he confronted Banque de France governor François Villeroy de Galhau over monetary control, and by January 22 the focus had shifted to Bitcoin as a monetary system rather than a mere technology.