$XRP does not need the CLARITY ACT to SURVIVE INSTITUTIONS NEED IT TO ENTER THE XRP AND BLOCKCHAIN ERA AT FULL SCALE. Without the CLARITY Act, the XRP ecosystem can continue expanding through payments, tokenization, stablecoins, liquidity and global financial infrastructure. But once the CLARITY Act passes, becomes law and is fully implemented, the game changes. Banks, asset managers, payment companies, exchanges and market makers would finally have a clearer legal path to hold, trade, custod