On January 21, Bitcoin ETFs registered net withdrawals exceeding $700 million, while Ethereum funds saw about $287 million in outflows. In contrast, Solana and XRP-linked products posted modest net inflows, signaling rotation toward specific structures like lower fees or staking support rather than a broad exit.

BTC stabilized around $90,000 after sharp swings in the past day, with dominance at 57.4%. Canton (CC) climbed about 10%, while ETH touched $3,000 and XRP neared $2.00. RAIN advanced 13% and MYX 10%, alongside gains in XMR to $510 and HYPE to $22.

On January 22, 2026, Thailand’s securities regulator said it is preparing new rules to channel digital asset demand into regulated products. According to Bangkok Post on Thursday, the SEC’s framework will cover crypto ETFs, futures trading, and tokenized instruments, with guidance noting risk-tolerant investors could allocate around 4 to 5 percent.

On 22 January 2026, White House crypto adviser David Sacks argued in Davos that banks and crypto firms could eventually operate within a single digital asset framework once US market structure legislation is passed. He highlighted the dispute over interest-bearing stablecoins as the central obstacle to the CLARITY Act, urging crypto companies to accept near-term compromises to secure regulatory clarity. Sacks also suggested that banks' current opposition to stablecoin yield may reverse if they begin issuing such assets themselves.

A speculative comparison of BTC, ETH, and XRP argues that XRP could deliver the highest percentage returns by 2029, while Bitcoin is characterized as the safer reserve allocation and Ethereum as a utility-driven play. The discussion comes alongside Trump's pledge to make the U.S. a crypto hub, as Bitcoin is down 15% since his inauguration and many altcoins fell 70%–90%.

On Wednesday, Palo Alto-based BitGo completed its stock market debut, selling 11.8 million shares at $18 each and raising $212.8 million at a $2.08 billion valuation. The first cryptocurrency company to go public in 2026 is listing amid U.S. regulatory uncertainty, weak digital asset prices, and heightened geopolitical tensions that are weighing on broader IPO plans.

On January 22, 2026, Binance will list Ripple's USD-backed stablecoin RLUSD for spot trading with zero transaction fees. Beginning January 23, 2026, RLUSD will also be enabled as a borrowable asset in both cross-margin and isolated-margin markets, expanding its use for traders. The stablecoin is priced at $1.00 with a market cap of $1.34 billion and a 24-hour trading volume of $173.05 million, reflecting growing liquidity.

According to a Bloomberg report on Thursday, the US CLARITY Act crypto market structure bill could be delayed until late February or March as the Senate Banking Committee prioritizes housing legislation connected to President Trump's affordability agenda. The bill, which aims to clarify oversight between the SEC and CFTC and restrict high-yield stablecoin products, lost support from Coinbase and has become a point of contention among lawmakers and banking lobby groups. Crypto markets saw only modest moves, with total capitalization near $3.1 trillion and Bitcoin trading around $89,800 after briefly touching $90,000.