On 17 January 2026, analysts reacted to the latest delay of the CLARITY Act by arguing it reflects timing rather than a reversal of US crypto policy. They say clearer rules, whether through this bill or a later framework, could shift XRP demand toward institutional usage and make it harder for individual actors to steer its price. XRP's recent sideways trading is described as a market waiting for a regulatory signal strong enough to reset expectations.

On Jan. 13, XRP's 23-day simple moving average crossed above its 50-day average, marking the first golden cross of 2026 and signaling a potential bullish shift. The price is trading just above $2.06, with a key target zone around $2.28–$2.35 and a possible 13% rise toward $2.32 if the pattern unfolds like previous instances.

Humanity Protocol’s H jumped over 10% in the last 24 hours, backed by a 148% spot-volume surge and Open Interest above $100 million. Binance Alpha contributed 81% of spot activity and held a 565 liquidity score, while holders climbed to 31.26k and market cap hit $470 million. A 25 January unlock of about 105 million H could curb momentum.

XRPL developer Bird (@Bird_XRPL) said on X that XRP's hourly chart is coiling into a contracting triangle and could break "before the end of the week," with a measured upside objective near $2.69. He linked the setup to a broader "risk-on" tone in equities and strength in the Russell 2000. At press time, XRP traded around $2.06.

As of January 17, 2026, Solana and XRP are both trading in tight ranges after prior strong moves, with momentum now subdued and market participants reassessing risk. Solana is maintaining a broadly bullish structure above its $132 – $135 support but needs a decisive move through the $148 – $150 area on rising volume to confirm further upside. XRP remains weaker by comparison, staying below key resistance at $2.24 – $2.27 while exchange inflows signal ongoing supply, leaving it vulnerable if overall market conditions deteriorate.

Memecore's M token recently rebounded 1.9% to $1.60 after recovering from a $1.22 low on 08 December, gaining nearly 31% in six weeks. Traders are watching the $1.35 demand area, the $2.00 resistance, and the 61.8% Fibonacci retracement of the $0.36-$2.99 August-September 2025 rally as critical levels while MemeMax's launch-linked fee buyback and airdrop campaign continue.

Bonk has printed a higher low after a multi‑month falling wedge breakout, creating a technical structure that closely mirrors Dogecoin’s 2024 setup and its 365% surge. If this pattern extends, analysts suggest BONK could climb toward previous all‑time highs with upside of up to 250%, while speculation over a possible Grayscale product adds a fundamental narrative. Meanwhile, meme coin capital is also rotating into Maxi Doge, whose presale has raised almost $4.5 million with staking rewards of up to 69% APY.

According to SoSoValue, XRP-linked ETFs have shown near-continuous net inflows since their U.S. launch, lifting fund assets to $1.51 billion in about two months and topping Solana ETFs by more than $300 million. XRP slipped 2% over the past seven days but remains up 12% year to date, while traders monitor a potential breakout setup on the 4-hour chart.