Truist is increasing a range of business banking fees, with changes effective January 1, 2026. Mobile deposit items now cost $0.25 each, monthly maintenance moves to $35–$55, and ACH credits and debits rise to $0.25. The bank says the adjustments reflect operational costs and urges clients to review available waivers.

Silver trades at $90.13 with a 24-hour gain of 0.08% and a 12.92% rise over the past 7 days. Peter Schiff highlighted strength in mining stocks and expects a strong rally, while analysts note support above $88.60 with upside targets near $91.80 and $93.00. The $100 psychological level remains in focus.

Over the latest week in crypto, U.S. XRP spot ETFs have absorbed $1.52 billion in XRP, equal to 1.20% of the asset’s market capitalization, while the token’s price remains range-bound. In the same 24-hour window, Shiba Inu’s burn rate dropped 86.14% to 749,126 SHIB, and TRON founder Justin Sun stated he would pay $30 million for a one-hour conversation with Elon Musk. Market watchers are also monitoring weekday volatility patterns as traders weigh key levels in XRP, SHIB and Bitcoin.

Chinese EV manufacturers such as BYD and Geely are gaining limited access to Canada after Prime Minister Mark Carney removed the additional 100% tariff and introduced a yearly import ceiling of 49,000 vehicles. A 6.1% duty still applies in Canada, while Europe has moved from steep tariffs to pricing arrangements, even as China's exports hit 2.6 million EVs and BYD's European deliveries jumped sharply in 2025. Analysts say Canada's partial reopening, after imports were driven to nearly zero in 2024, could become an important first step for Chinese brands in the broader North American market.

On 18 January 2026, analysis attributed to the Atlantic Council indicated that the China-backed mBridge cross-border payment platform has processed more than $55 billion in cumulative transactions and over 4,000 international payments. The pilot system links central banks from China, Hong Kong, Thailand, the United Arab Emirates, and Saudi Arabia, with the digital yuan accounting for nearly all of the activity.

Hong Kong will sign a memorandum of understanding with the Shanghai Gold Exchange at the Asian Financial Forum to develop a central gold clearing system. Paul Chan said a trial is planned within the year to cut costs, speed settlement and boost liquidity, alongside trade digitization projects connecting 2,300 firms and using AI and blockchain.

Blockchain security firm PeckShield reported that crypto hacks and scams collectively drained more than $4.04 billion in 2025, with $2.67 billion attributed to hacks and $1.37 billion to scams. Fraud-related losses increased about 64% year over year, driven by highly targeted phishing and impersonation campaigns aimed at high-value users, while major incidents such as Bybit's $1.51 billion breach underscored growing pressure on centralized platforms.

On 10 January 2026, an investor lost more than $282 million in Bitcoin and Litecoin in a social engineering scam tied to a fake Trezor support channel. The attackers allegedly obtained the victim's recovery seed phrase, drained 1,459 BTC and 2.05 million LTC, and then laundered funds via instant exchanges, Thorchain and Monero, while Monero's price jumped 36% in seven days.